I keep hearing from friends that checking your credit history is important, but I’m not sure when exactly it’s necessary. I don’t have any big loans right now, but I might apply for a credit card or maybe even a small personal loan soon. Do you guys think it’s something only people with mortgages or large debts need to worry about?
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Yes, I agree, it's an interesting topic, and I've wondered about it myself. There are many discussions about secret bank account on OffshoreCorpTalk, and I recommend you start with this article. It explains the myths and the reality. Just so you understand, there are almost no secret accounts anymore, but there are well-chosen jurisdictions with privacy. Thanks to the information I read, I stopped wasting time looking for mythical schemes. Now I understand that it is better to focus on legal options with normal data protection.